Growth and opportunity often require immediate action. Whether your equipment needs are born out of necessity or careful cost-benefit analysis, new technology offers immediate benefits to industries facing global competition and rising operating costs. Without sufficient time to review multiple years of financial disclosure proving sufficient business net worth and enough current cash flow to cover new debt, the answer you already heard from both local and national bank underwriters is “no.” Business owners with credit deficiencies face challenges financing new business equipment sold by dealers, vendors and manufacturers. Business owners with spotless credit profiles may still face headwinds when brokers, private parties and used equipment are involved in equipment transactions. Non-traditional lenders like Bank of Cardiff are here to offer a fast and simple approval process. We don't spend our time poring over your financials on transactions under $150,000.00 and your business strategy trumps balance sheet every time even on transactions up to $1 million.
We are here to help your industry take rapid advantage of discounts on equipment with a unique ability to finance both titled and non-titled transactions without age restrictions inclusive of services, delivery and other transaction costs.
We are here for you.