Follow Us
Merchant Cash Advance (MCA)

Merchant Cash Advance (MCA)

We advanced over $75M in small business MCA loans to keep the tills of America ringing. Simply put, it's a cash injection paid back only as the business earns.

For many small businesses in the US, financing day-to-day operations has never been more difficult. With rising costs of real estate and labor wages, many businesses find difficulty managing their cash flow and are looking to alternative sources of capital like a Bank of Cardiff Merchant Cash Advance (MCA). Unlike traditional merchant financing, MCA are a lump sum advanced to the merchant, based on future percentage of top-line revenue. Our MCA product is calculated on the basis of a merchant's most recent reported revenue, as evidenced on either their monthly bank statement, or credit card processing statement.

When compared to a traditional bank note, an MCA is a steadfast financial alternative that can be approved in minutes, not hours or days. Additionally, only minimal financial disclosure is required by the merchant and guarantor.

WHAT YOUR BANK OF CARDIFF MERCHANT CASH ADVANCE CAN BE USED FOR:

BENEFITS TO THE MERCHANT:

TO FIND OUT MORE:

Email: mca@bankofcardiff.com
Phone: 1-855-234-0166