cardiff

Business Loans to take you forward

Expertly Trained

Our intensive training equips your advisor with the knowledge they need to assess your unique business.

Available Anytime

Here and happy to serve you, your advisor swiftly responds to calls and emails, so you never have to wait long.

Ready for Anything

Your advisor is prepared to work with over 700 different industries. No company is too niche for Bank of Cardiff.

Getting to know our small business loans

Working Capital Loans up to $500,000
8/10 applications approved All industries will be considered
3-36 month terms Short and long term payback
Loans based on sales not profit Borrow up to twenty-five percent of your sales
Grow and invest in your business Fund projects and purchases that drive your business forward
You could:
  • Purchase and profit from a bulk inventory deal
  • Invest in your online presence
  • Open the new location you've had your eye on

Equipment Financing up to $250,000
3.99% Lowest Annual interest rate
Approval guarantee Applications approved in less than 4 hours
Monthly Payments Terms of up to 72 months
Keep your business running smoothly Manage your equipment finance needs, both planned and unplanned
You could:
  • Add new or used Equipment
  • Update your fleet with new or used vehicles
  • Access to Section 179 tax break

Do you qualify?

+6 Months In Business

We can help business owners that have been in business as low as 6 months, but typically in business for 2+ years.

+$100k Gross Revenue

Your business should earn a minimum of $100,000 in gross annual revenue. Typical gross revenues exceed $400,000.

+500 Personal Credit Score

The minimum allowed personal credit score of a business owner is 470 but the majority have scores of 680 and higher.

 

Minimum requirements to apply. Many of our financing options require a minimum of 1 year in business and $100,000 in gross annual revenue. Cardiff serves over 700 industries, so it's likely that we're able to work with you!

 

Ready to unlock opportunity?

Or, we can call you! Let us know when you want a knowledgable consultant to give you a call to discuss your needs by completing this form:

 

Cardiff offers these benefits for your business

We've learned a thing or two by working with over 200,000 business owners like yourself. With Cardiff you don't just get money in your pocket, you also get credit resources, renewal benefits, and best of all, peace of mind.

 

Call us or apply 24/7

You can start your application online, or if you prefer speaking with a real person you can call a Commercial Finance Associate five days a week!

Website Always Open

 

Customer Receiving Cash

Easy application, fast funding

Get approved in as fast as a few hours, and see money in the bank as fast as 1 business day. Our Easy Online Application will help get you started.

 

A dedicated CFA along the way

From the first call your Commercial Finance Associate is always there for you. At Cardiff, we work with business owners like you every day, so we'll be able to answer questions about business loans, industry challenges and let you choose the best financing for your cash flow.

Dedicated Advisor


See Modal